Armenia's Microfinance Sector at a Glance
Publication | January 2024
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Analyzing the financing hurdles facing Armenia’s small businesses, this brief looks at bank lending and considers why universal credit organizations need to be more competitive to gain a larger share of the microfinance sector.
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Outlining Armenia’s buoyant economy, it looks at the main microfinance players and explains why the sector lags behind commercial bank lending despite a total portfolio increase in 2022. It considers the challenges universal credit organizations face and emphasizes why they need to spend on digitalization to better harness investment opportunities, shape the sector, and avoid being left behind in Armenia’s fast-growing economy.
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